This deal features a locked-in 3.0% first mortgage and strong monthly cashflow which is perfect for Sub-To buyers, long-term landlords, or creative finance investors looking for multiple exit strategies.

Deal Snapshot:

1st Mortgage Balance: ~$393,753 @ 3.0% fixed | PITI ≈ $2,363/mo

Entry Fee (All-In): ~$55,000

Market Rent: ≈ $4,200/mo

Projected Cashflow: ≈ $1,800–$2,000/mo net

Buy & Hold Rental: Collect ~$1,800/mo net cashflow immediately

Lease-Option: Capture upfront option fee + monthly spread

Wrap/Owner-Finance: Resell w/ financing at 7–8% interest → create note spread + equity gain

Long-Term Appreciation: Comps $510K–$550K → strong growth potential